Who is insured
Individuals who want protection against accidental harm caused to others in everyday life.
- Segment
- Retail
- Source
- Retail products
- Channel
- Online / Branch

Individuals who want protection against accidental harm caused to others in everyday life.
The insured's liability to third parties for life, health, and property in the course of everyday life.
Sum insured is set by the parties; premium rate starts at 1.00% and is agreed by negotiation. Final terms, limits, deductibles, and exclusions are confirmed during underwriting and policy issuance.
Prepare the core documents before starting the online application. Additional items may be requested for complex or high-value risks.
When an insured event happens, notify Insurco promptly, preserve evidence, and submit the documents listed in the policy. Claims handling starts once the file is complete.
Compensation may be limited or declined for intentional acts, false information, late notification that prevents assessment, uninsured uses, or risks excluded by the policy wording.
Product terms are reviewed against the customer's risk profile, then supported through online servicing and claims guidance.
The online application path is clear and easy to follow.
Policyholder
The claims document checklist made the process simpler.
Customer
Our team can compare corporate products in one place now.
Business customer